Ask any senior what they would do if they could start over and most (if not all) would say, "Save more money."

Consider the wisdom in this proverb; "A good man leaveth an inheritance to his children's children." (Proverbs 13:22)  Your children's children are your grandchildren.

How do you leave an inheritance to your grandchildren?  Just save 10% of your income.

If you think about it, your first full-time job...even if it's minimum wage, will pay about $15,000 a year ($1,256 a month).  Ten percent is roughly $125 a month.

If you start when your 21, assuming no raises throughout your lifetime, you would have over one million dollars if you just invest your savings at a ten percent return on investment...which is about the average return of the stock market since its inception.

Imagine how much you'll have if you save $200 a month?  $300?  Two to Three million.

Two hundred dollars is about fifty bucks a week or seven bucks a day.  How much is a bagel and coffee at Starbucks?  Seven bucks?  That coffee and bagel is costing you two mil.  Saving ten percent of your income is not a requirement...just wise.

If you want a happier, healthier, wealthier life: Save ten percent of your income.