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First Things First

Ray Evans • January 11, 2020
If only people would listen to wisdom.

In Biblical times, it was important to plant your fields and insure a harvest, before you built a house.  Having shelter is nice; but you don't need a mansion.  It's infinitely more important to have food, than shelter.  In other words, don't spend what you don't have.

Too many people go into debt for a house, before they have even established their career or settled on a job they enjoy...or saved any money.

As I point out in my book, "Financial Freedom," debt is the ultimate form of bondage.  It's not wise to go into debt, even for house, until you have established your career and have enough money saved for an emergency (at least six months income)...and a substantial down payment.

Our buy-now, pay-later mentality has created hardship on or destroyed many a relationship.  Debt is the the killer of hopes and dreams.

Don't be in a hurry to put yourself in bondage...stay out of debt.


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